Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

Federal Housing Finance Agency Director Bill Pulte said the government agency is "actively evaluating" portable mortgages, which would allow a homeowner to transfer their loan from their current home ...

Assumable mortgages are loans that allow a homebuyer to take over a seller’s existing mortgage. This means that a buyer keeps the seller’s repayment period, mortgage balance and, notably, the seller’s ...

Federal Housing Finance Agency Director Bill Pulte said the government agency is “actively evaluating” portable mortgages, which would allow a homeowner to transfer their loan from their current home ...

Adjustable-rate mortgages, explained Mortgage rates have been historically low for the last few years, but they are on the rise. As interest rates inch up, adjustable-rate mortgages often become more ...

Sam covers personal finance topics, from the best savings rates to the reasons mortgage lenders say no. He enjoys crunching the numbers to help consumers get ahead. If you click on the link and ...

Dear Annie: With reference to a recent column in which the reader said she had lost her home to a reverse mortgage, there are two primary ways this can happen, and I want to explain how to avoid this ...

Mortgage rates have been historically low for the last few years, but they are on the rise. As interest rates inch up, adjustable-rate mortgages often become more attractive for some homebuyers. With ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Real estate platform provides a guide to adjustable-rate mortgages—what they are, how they differ from fixed-rate loans, and when ...