As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

The Federal Reserve's 25-basis-point rate cut in October — its second of 2025 — has started to ripple through the housing market. Mortgage rates, which have remained stubbornly high throughout most of ...

Thirty-year mortgage rates fell to a one-year low today. The current average mortgage rate on a 30-year fixed mortgage ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. For borrowers who have been waiting on the sidelines, these rate ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Finally, there's good news for homebuyers and for homeowners who want to refinance their mortgages: A 30-year fixed-rate mortgage now averages 6.48%, according to Bankrate, dropping significantly from ...

A 30-year fixed mortgage currently hovers around 6.2%. The Federal Reserve has begun lowering interest rates at its last two meetings. High mortgage rates have made purchasing a home unattainable for ...

On Wednesday, the Federal Reserve is widely expected to cut interest rates after keeping them at a 23-year high for more than a year, fueling hopes that America’s sluggish housing market might soon ...

When looking at mortgage offers online, the interest rate doesn't always show the whole picture. Often, the lowest advertised mortgage rate includes 1 or more discount points, which translates to ...

Better reports that Fed rate cuts can influence mortgage rates, but unpredictably; housing buyers should focus on personal ...

For millions of Americans, buying a home represents the largest financial decision they'll ever make. At the heart of this decision lies a crucial number: the mortgage interest rate. This seemingly ...

Federal Reserve rate cuts don’t necessarily mean mortgage rates will go down. Even if mortgage rates do fall, it won’t benefit all homeowners and homebuyers equally. There are things you can do to get ...