While it’s often said you need a 20% down payment to buy a home, that’s not always the case. Many mortgage programs allow you to buy a home with a down payment as low as 3%. This opens doors for more ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

A zero-down mortgage is a home loan you can get without a down payment. While most conventional mortgages require a down payment of 3% to 20%, some loan programs waive this requirement. These ...

Fifteen-year mortgage rates fell to a one-month low today. Currently, the average interest rate on a 30-year fixed mortgage ...

The U.S. Department of Housing and Urban Development (HUD) Office of Housing Counseling (OHC) has made a series of updates to its Housing Counseling Program Handbook, including extensive additions, ...

Student loans affect your mortgage application by increasing your debt-to-income ratio. Switching to an income-driven repayment plan may help you qualify for a home loan. Different mortgage programs ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

The current average mortgage rate on a 30-year fixed mortgage is 6.17%, compared to 6.15% a week earlier, according to the Mortgage Research Center. For borrowers who want a shorter mortgage, the ...