Merchant category codes, sometimes called MCC codes or merchant codes, classify merchants based on the products or services sold. Credit card issuers use these codes to determine how to categorize ...

A merchant category code — or an MCC — is a four-digit number used by credit card companies to classify businesses for payments, taxation and rewards purposes. MCCs affect the interchange rates and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

Credit card purchases are assigned merchant category codes, or MCCs. These codes can affect how you earn rewards, like points or cash back. Many or all of the products on this page are from partners ...

Ever swiped your credit card expecting cashback, only to check your statement and realise—wait, where’s my rebate? That’s ...