What's a good mortgage interest rate in 2026?

The mortgage interest rate climate has changed. Here's what a good rate is considered to be at the start of 2026.

Today’s Mortgage Refinance Rates: January 9, 2026 – Rates Move Upward

The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a ...

Americans flee mortgage market despite lower rates as lenders tighten grip on credit nationwide

The housing market faces dual pressure as fewer Americans apply for mortgages while lenders reduce loan programs and increase ...
HousingWire

Mortgage rates drop below 6% following Trump’s MBS announcement

Mortgage rates fell below 6% Friday as spreads tightened, aided by Trump’s MBS directive and steady 10-year yields.

Mortgage Rates Today: January 8, 2026 – Rates Fall For 3rd Straight Day

Fifteen-year mortgage rates fell to a one-month low today. Currently, the average interest rate on a 30-year fixed mortgage ...
NerdWallet

Mortgage Rates Today, Friday, January 9: An Even 6%

TL;DR: Rates remain in the same 6% range that they've occupied for weeks. Some or all of the mortgage lenders featured on our ...
CBS News

Mortgage rates are the lowest they've been since 2022. Here's how to get one even lower now.

While it may still feel like mortgage interest rates in the 4% to 5% range are still a ways off, the reality is that rates are slowly but noticeably declining again. Case in point: Mortgage rates ...

We paid my daughter and son-in-law’s mortgage when it reached $76K. Here’s why we chose that magic figure.

Dear Quentin, Last year, I told my daughter and her husband that I would pay off their mortgage if they got it under $76,000.
NerdWallet

Compare Today’s Mortgage Rates | Saturday, January 10, 2026

First Federal Bank stands out for its exceptionally low interest rates and its emphasis on government loans. Most likely to appeal to borrowers shopping for low rates and fees. Strong experience in ...