Q. When you apply for life insurance that needs a physical, do they check for pot use? What else do they look at? — Asking for a friend A. We’re glad to see you’re trying to be an educated consumer.

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...

It wasn’t the prospect of fame and fortune that sparked the idea for Howard Sharfman’s new lifestyle insurance company, FinFit Life (he already had a bit of both). It was his weight. Tipping the ...

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, and how it affects term life.

Jennifer Nieset experienced physical therapy as an injured junior high athlete, and after that she knew that she wanted to help others. But after two decades in the field, she found herself in an ...