A life insurance trust lets you have more control over how and when your loved ones receive the lump sum payout from your insurance when you die. You might also help reduce an inheritance tax bill ...

Returns are locked in at the time of purchase, offering protection from market volatility.Flexible payout and premium options ...

Many companies are offering a lump-sum option to employees who have a vested defined-benefit pension. Companies make this kind of offer for their own benefit, of course, but taking the lump sum can be ...

Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

Aviva India, a leading private life insurance company, has announced the launch of the Aviva Smart Vitals plan, an individual non-linked, non-participating, pure risk health insurance fixed benefit ...

The decision of whether to take a lump sum or an annuity from your pension can be overwhelming. It’s a choice that significantly impacts your financial future, and there’s no one-size-fits-all answer.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping ...

Choosing coverage is not guesswork. Your lifestyle, responsibilities, and family situation should guide the amount you choose ...

Aviva India, a leading private life insurance company, has announced the launch of the Aviva Smart Vital plan, an individual ...