Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

An insurance policy is a contract between a policyholder and an insurer that helps the policyholder manage risk and protect against unexpected financial losses. The policyholder may be an individual ...

The IRS continues its war on captive insurance through its annual announcement that microcaptive insurance companies remain on the Dirty Dozen list. Yet, the IRS declines to adhere to a coherent ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Most term life insurance is level term, meaning that ...

Learn about the pros and cons of life insurance riders.

SUMMARY: The Department of Veterans Affairs (VA) is amending the definition of "member's stillborn child" for purposes of Servicemembers' Group Life Insurance (SGLI) to mean a fetus whose fetal weight ...

The insurer, like others, often reassesses LTD benefits at the two-year mark. A leading disability lawyer explains what you need to do if you're suddenly cut off.

Term life insurance is a policy that offers coverage for a specified number of years. If the insured person passes away within the time frame, their beneficiary receives the death benefit. Term life ...