Discover how the Human-Life Approach determines life insurance needs by considering income loss, retirement, and essential factors for financial stability.

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

We all know that Americans are living longer than in generations past and that this impacts retirement planning. An ongoing debate rages about how much money is needed for retirement, at what age we ...

Just curious what "rule of thumb" people would suggest for life insurance? Trying to decide how large of a policy I need. Details - already have an existing policy, 8 years left on the original 20 ...

Life insurance can offer critical peace of mind, but how do you know if you actually need it? A life insurance policy can ensure your loved ones won’t be left scrambling to cover funeral costs, ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

The market for life insurance for seniors is estimated at $1.83 billion in 2025 and is expected to rise to $1.9 billion in 2026. Buying life insurance can be an important financial strategy for ...

Find out more about its costs and special features.

The paper presents an application of the Markov chain as a tool for the calculation of life contingencies functions (e.g. assurance, annuity, net premium, policy value functions) arising from a ...

The amount of taxes, fees and expenses a family may have to pay when a loved one dies are often underestimated. That can significantly reduce the size of the estate that’s passed on. The policy’s ...

Several methods can help you calculate how much life insurance you need to financially support loved ones Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...