Liability coverage is one of the most important types of auto insurance you can have. It protects you by paying for the other person's injuries or property damage when you are at fault in an accident.

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Leslie Kasperowicz is the former managing editor at insurance marketplace Quote.com. She has spent more than a decade writing about auto and home insurance after spending four years in customer ...

Drivers have been seeing a drastic rise in auto insurance premiums since the pandemic. In fact, the rising rate of auto insurance nationally is far higher than that of health and homeowners insurance.