A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.

In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

Certificates of deposit (CD) accounts have spiked in popularity in recent years among savers seeking to take advantage of a sharp rise in their yields. According to January 2022 data from the Federal ...

In the current environment, certificates of deposit (CDs) continue to offer competitive interest rates. Some traditional CD accounts and jumbo CD accounts offer an attractive annual percentage yield ...

My wife and I are saving $50,000 to buy a rental property in 2027. Our CD ladder strategy should earn us around $2,100 in interest. Buying CDs now locks in today's top interest rates and protects us ...

For example, if you have $2,000 to put in CDs, consider putting $500 each in a three-month, six-month, one-year, and two-year ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

The clock is ticking on the high interest rates on deposits that we've come to expect. With rates rapidly changing, how can you be sure that you're getting the best interest rate? We monitor rates ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...