Does your company’s insurance policy offer long-term care? Research shows that today's average 65-year-old has a nearly 70% chance of one day needing paid long-term care (LTC) — and paying out of ...
My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care ...
Long-term care (LTC) is an insurance policy add-on that can help pay for certain long-term care costs that health insurance, Medicare and Medicaid don't cover. That could include anything from ...
Life insurance is a versatile product that Americans use for protection, tax planning, a savings tool and many other important life planning options. Of late, Americans are turning to life insurance ...
In the spirit of National Long-Term Care Awareness Month, let’s answer some of the questions about using life insurance with LTC riders instead of traditional long-term care insurance as a potential ...
He concluded that the best LTC solution for those entering retirement in good health is to combine a hybrid life policy, which includes LTC coverage, with longevity insurance that pays guaranteed ...
Dear Savvy Senior: My wife and I have thought about purchasing a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we might never use. Is there a ...
High costs of long-term care necessitate discussions with clients of strategies to most effectively cover this contingency.
Forbes contributors publish independent expert analyses and insights. Diane Omdahl is a Medicare expert who keeps her readers in the know. In a previous post, I shared my father Rusty’s experience ...
Consumers saying it was very likely they'd consider a combo policy rose 50% Liz Festa is a long-time reporter covering the U.S. insurance market and its regulation and its impact on consumers, ...
My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care ...