The point of life insurance is to be able to leave your loved ones with a certain amount of money to keep them afloat after you’re gone. When you die, the life insurance benefit is paid out to the ...

— -- Money Watch, a personal finance column that runs every Saturday, features a financial planner from the National Association of Personal Financial Advisorsanswering reader questions about ...

Discover how state guaranty funds protect you if your insurance company fails and what steps you can take for additional ...

People often purchase life insurance in the hopes they'll never need it. But in some cases, life insurance becomes necessary. And if tragedy has struck your family, you may be on the receiving end of ...

Life settlements provide an alternative asset class that is largely uncorrelated with traditional markets, offering diversification and the potential for attractive returns. They can be particularly ...

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If you have children or other loved ones who depend on you financially, you need life insurance — no question about it. And you’ll need an amount that can enable your family members to continue their ...

We’ve all heard the saying “buy term and invest the difference.” There is a long debate in the financial services industry on the value of whole life insurance. Why are some people either for or ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...