Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its rate-cutting cycle ...

After leaving consumers hanging for much of the year, the Federal Reserve ultimately lowered rates three times in 2025. On Dec. 10, the central bank instituted a 25-basis-point cut to the federal ...

Learn how interest rates affect savings, borrowing, and the economy, impacting personal and business finances. Discover their role in investments and economic trends.

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...

Editor’s note: This story was updated Sept. 19, 2024, to reflect the Federal Reserve’s rate cut announcement. Wednesday brought some promising news to consumers who have held off on major purchases ...

While it's often worth monitoring the mortgage interest rate climate daily for brief windows of opportunity to act, buyers would be forgiven if they skipped this approach in recent years. After all, ...

After years of elevated borrowing costs, mortgage interest rates have just taken a sharp turn lower, and homeowners and buyers are taking notice. According to the latest rate data from the Mortgage ...

Discover how interest rates affect corporate capital structures by influencing debt costs and financing decisions, shaping how companies balance debt and equity.

The word "piqued" has more meanings than you might think! “If you need me, I’ll be scrolling through Netflix, looking for something that piques my interest.” While the last three words of this ...

A 50-year mortgage lowers monthly payments -- but could add nearly $1 million in interest. See how it impacts buyers in three ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...