Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

When you think of interest-generating bank accounts, your mind likely goes to savings. After all, that’s your reward for building an emergency fund or socking away money for a future expense, right? A ...

Keeping too much cash in your checking account could be costing you in the long run. Here are five better places to keep your ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

A typical guideline is to have enough money in your checking account to cover one to two months of expenses, plus a 30% ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

The biggest financial prank might be the one traditional banks play on customers — paying an average of 0.41% APY while high-yield accounts offer returns of up to 4.40% APY. This April Fool's, turn ...

Discover how money market interest rates are set, why they can offer higher returns than savings accounts, and what factors ...