Consider this: A subcontractor hits a gas line while digging, severely injuring workers. The subcontractor blames inaccurate markers, but liability falls on them—and you, the general contractor. Every ...

Have your company’s insurance premiums gone up even though your losses don’t justify it? There can be many reasons for such increases, but according to the American Subcontractors Association (ASA), ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.

Liability insurance protects you and your subcontractors if you're sued. Unless your contract with the client mandates liability insurance, subcontractors aren't legally required to carry liability ...

Host Justin Kloczko takes listeners through the little-known world of fire insurance subcontracting, where companies positioned as experts in smoke testing and home remediation work for insurers ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Explore concurrent insurance, where multiple policies cover the same risk simultaneously. Learn how it works, its advantages, and potential challenges.