A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Getting older is a reality of life. And aging will come with costs, both during your life and after you have died. Fortunately, there are ways to prepare for these costs in advance so that you can ...

1. What is pet insurance? Pet insurance is a health plan for pets. Pet insurance plans are typically paid on a monthly basis by owners. Owners who have their pets covered under insurance plans get ...

Understand what a term plan is, how it works, and how it differs from other life insurance plans for smart financial protection.

Pet insurance can bring ‘peace of mind’ to pet owners concerned about unexpected vet bills, but there are some misconceptions about insuring your pets. Some companion animals may not be good ...

Burial insurance is a type of whole life insurance policy that can be used to cover your burial and other funeral costs. Usually, You can purchase one of these policies once you turn 50. A burial ...

Learn how crop-hail insurance protects farmers against hail and fire damage, and discover its benefits compared to ...

Many people assume coverage for teeth works the same as other insurance. It doesn’t. By Erica Sweeney Imagine you go to the dentist with an achy tooth. They say you need a root canal and a crown, ...

Recoverable depreciation is only applicable for replacement cost value (RCV) policies and allows policyholders to recoup the difference between the actual cash value (ACV) and RCV, after providing ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Claim rejections for non-disclosure are not always final. Here is how documentation, timelines and doctor clarifications can ...