Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an injury or die due to a cause specified in your policy, such as a loss of a limb ...

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Discover how to read and understand your insurance contract with ease. Learn key terms, principles, and tips to ensure you're ...

In 2025, businesses face an evolving landscape of risks and challenges, making it more critical than ever to have the right insurance coverage. Whether you’re launching a startup or managing an ...

Buying car insurance these days is a reasonably simple process. However, the details of the coverage and the price of premiums will vary from driver to driver. Basic car insurance coverage includes ...

Private health insurance premiums will be going up in 2026 — in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over ...

Does your company’s insurance policy offer long-term care? Research shows that today's average 65-year-old has a nearly 70% chance of one day needing paid long-term care (LTC) — and paying out of ...

Google wants to sell your clients everything. Alphabet's web search service recently rolled out a new flight search tool. It seems to make yet another major effort in health insurance every few weeks ...

The bills required attorneys to focus on actual pain and suffering in trials, and shielded businesses from liability for ...