Discover what net premiums written mean and how they affect insurance companies’ financial health. Learn the difference between earned and unearned premiums.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

What Is an Insurance Premium? An insurance premium is the amount of money an individual or business pays to an insurance company for coverage against specific risks or losses. Premiums are typically ...

Whole life insurance receives its name because it provides the owner with a death benefit for the whole lifetime. It is a form of permanent life insurance. Whole life also includes an accumulation and ...

With rising medical costs and unexpected health emergencies, a robust health insurance plan offers a financial cushion that caters to every individual's and family's needs. One of the most popular ...

A major problem facing livestock producers is animal mortality risk. Livestock mortality insurance is still at the initial stages, and premium computation approaches are still relatively new and will ...

Your car insurance premium is the amount you pay your insurance company on a regular basis, often every month or every six months, in exchange for insurance coverage. Once you've paid your premium, ...

Most insurance policies are written for a specific term. Business auto polices, for example are usually written for the term of one year. In a perfect world, one-year policies come and go without need ...

If you are considering buying the best health insurance in India, you are in the right place! With so many options available, the first step is to set a clear financial budget. If budgeting feels ...

With inflation and interest rates straining household budgets in 2025, homeowners are searching for ways to cut expenses. One often-overlooked opportunity for savings is your home insurance premium.