Life insurance is a valuable tool that provides a financial safety net for your loved ones after you die. As long as you make your monthly payments and keep your policy in force, you can rest assured ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

When you buy life insurance, the carrier completes an underwriting process to determine your risk class and the rate you will pay for coverage. The underwriting process often includes a life insurance ...

The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...