Finding the right insurance policy for your needs can be challenging. How do you know that a company is reputable and financially stable? How are insurance companies rated, and who does the rating?

Hospital indemnity insurance pays you cash when you're in the hospital. Find Cheap Health Insurance in Your Area You can use the money from a hospital indemnity plan to pay for things your health ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...