When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

You can get a life insurance policy that lets you skip the medical exam starting at $119 per month. No medical exam life insurance — also called simplified issue life insurance — offers coverage ...