Many car insurance providers do not allow you to freely spend your claim check any way you want — as nice as that would be. After you’ve filed a claim, you will generally be obligated to direct the ...

Many years ago, I was in an accident and my car was badly damaged. So badly, in fact, that the insurance company declared the vehicle to be a total loss. That means they decided it was not worth ...

State Farm is issuing an average refund of $100 per vehicle to its auto insurance customers in what the company says is the largest dividend in its history.

Car insurance isn't something that is nice to have. In most states, it's a requirement for drivers to obtain minimum liability coverage. And if you're financing your vehicle, specifically, the lender ...

Merely four states (California, Massachusetts, Hawaii and Michigan) prohibit car insurance companies from using drivers’ credit scores to determine insurance rates. For the rest of us, credit scores ...

Insurers usually record all claims, including non-fault ones, and may take them into account at renewal. For example, if your parked car is hit and the other driver’s insurer pays for repairs, your no ...