Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

You need a general liability insurance policy in order to get a certificate of liability insurance. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

State law establishes the insurance requirements for Passenger Stage Corporations (PSCs) and Transportation Charter-Party Carriers (TCPs) in California Public Utilities (Pub. Util.) Code Sec.Sec. 1040 ...

Caroline Banton has 6+ years of experience as a writer of business and finance articles. She also writes biographies for Story Terrace. Erika Rasure is globally-recognized as a leading consumer ...

In business, as in life, things can go horribly wrong. Homeowners don't want to be on the hook if a roofer or electrician is injured on the job. Landlords worry about business tenants damaging the ...

You can get an elevation certificate by contacting your local floodplain manager or licensed surveyor. Engineers and architects can also create elevation certificates. And your home's previous owner, ...

A small business CEO and reader of this column emailed me and said "Dean, I was asked for an ACORD certificate for my business. I have no idea what that is; now what do I do?" That is a good question ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

ACORD stands for the Association for Cooperative Operations Research and Development. It's a global organization that works to improve the efficiency and accuracy of data use in the insurance industry ...

COIs verify business insurance coverage, outlining policy type, effective dates, and limits. Unlike insurance binders, COIs are issued for active policies after underwriting is complete. Businesses ...

A Certificate of Insurance (COI) is a document used to verify an entity is insured. It is a document provided by an insurance agent or broker that outlines the types of and limits of insurance carried ...