Building your credit is a daunting task. You aren’t born with a credit history, so you need to take concrete steps when you’re young to establish a solid credit profile. Good credit is essential when ...

Lines of credit and credit cards are both forms of revolving credit. You can expect more flexible payment terms with a line of credit, while credit cards tend to offer greater convenience and rewards.

Many actions can affect your credit score, such as if you pay your bills on time or how much available credit you have. Also on that list: credit card transitions — when your card issuer changes ...