With insurance costs continuing to rise, lowering your rates has never been more important. Homeowners insurance alone has skyrocketed nearly 70% in the past five-and-a-half years. As a reporter who ...

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...