CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

Interest rates have fluctuated over the last year, but many deposit accounts continue to offer solid returns. Certificates of deposit (CDs) are particularly attractive. Banks are advertising 1-year ...

There's a massive difference between CD offerings depending on which bank you use. Case in point: the national average APY for a 12-month CD right now sits around 1.63%. Meanwhile, some banks on the ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. After soaring yields in 2023 and 2024, a shift in Fed policy will likely push rates ...

Since last year's three consecutive rate cuts from the Federal Reserve that lowered the Fed rate by a full percentage point, we've seen advertised yields on certificates of deposit follow suit. Yet ...