I am a widow of about four years. I will turn 70 in 2025. My husband and I had good jobs over the years and have accumulated more than $4 million in assets. The "problem" is that at least $3 million ...

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Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...