President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

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More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

President Donald Trump has floated the possibility of a one-year rate cap ...

The interest rate on your credit card determines how much you’ll pay if you carry a balance. Interest rates vary across different types of cards, but your credit score is a major factor in setting ...

Tuesday was a deadline for President Donald Trump's 10% cap on credit card interest rates. Now he's calling on Congress to ...

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President Donald Trump’s proposed 10% cap on credit card interest rates is politically attractive but, if implemented as a blunt one-year price ceiling, would likely push banks to shut down or shrink ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...