Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

Just like my 3rd grade teacher used to say: "If you fail to plan, you plan to fail." And that's exactly what happens with 0% intro APR credit cards. Most people start out with the best intentions, but ...

The U.S. Constitution gives Congress the power to write laws regulating commerce and financial markets — including ...

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ...

Trump's proposed 10% APR cap could shake up credit cards in 2026, from tighter approvals to smaller rewards. Here's what it could mean for you.