Mortgage rates hover around 6%. While it's hard to time the market, here are effective strategies to secure the best rates in ...

Comparing mortgage offers is crucial, as even a slight difference in the rate lenders offer you can add up to big savings over the life of your loan. When you shop for a mortgage, compare APRs and ...

Compare mortgage rates the same day and time, match loan programs and lock periods, and factor in lender fees to maximize savings and avoid costly surprises. Getty Images Shopping for mortgage rates ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

Mortgage lenders set the interest rates they charge, so a "sale" really depends on how the lender decides to price the loan. Lenders may offer lower rates for higher fees and vice versa, so look ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

Gina Young is an accomplished finance writer who has written for publications including SuperMoney, Examiner, Lexington Law, Talk Markets, and CreditRepair.com. Throughout her career in finance, Gina ...

A mortgage accelerator shortens your loan term by reducing principal sooner, which lowers interest costs. “That said, for mortgage accelerator programs to work for you, you must have disposable income ...

Mortgage lenders take that big stuff into account in order to set base rates that are competitive while giving them some profit. They then adjust that base rate up or down for individual borrowers ...