How to choose a policy that provides lifelong coverage and often a cash value feature Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured as long as the premiums are paid. Unlike term life insurance, which offers ...

Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Research insurance companies thoroughly, checking resources like the BBB and customer reviews. Understand your insurance needs and coverage requirements before comparing quotes. Understand the claims ...

Meagan is a former Series 7 financial advisor and current writer focused on blending straightforward information with a dose of humor on topics including equity investments, insurance products, and ...

Whole life is built on certainty. Premiums remain level. Cash value grows at a guaranteed rate. The death benefit stays intact. For people who want long-term predictability and the comfort of knowing ...

Universal life insurance offers flexible premiums and the potential to build cash value over time. Because you’ll likely have coverage your entire life, it’s important to choose your insurer wisely.

Term life insurance is cheaper than whole life insurance, but it covers you for only a set number of years. Many, or all, of the products featured on this page are from our advertising partners who ...