Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts but have bounced back in 2025, with the best CD rates falling into the 4.5% range.

A CD ladder allows you to take advantage of the high yields that certificates of deposit (CDs) are currently offering while still keeping your money pretty accessible. But is CD laddering a good ...

Not long ago, investors had to pay the U.S. government for the privilege of owning Treasury Inflation-Protected Securities. The real yields, that is the yields after factoring in inflation, were ...

This article's mission is clear: to alert some investors to something that the masses of investing gurus and salespeople don't put in front of them. It's a mad, mad, mad world of constant information ...

Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages. Previously, she wrote about personal credit for Bankrate and CreditCards.com. David McMillin writes about credit ...

Solid CD rates allow retirees to secure a reliable income with a CD ladder strategy. Retirees need to balance lower-returning CDs with stocks and other investments. Building a CD ladder involves using ...

Building a CD ladder involves buying multiple CDs that mature at different times. For example, you might buy a 1-year CD, 2-year CD, 3-year CD, 4-year CD, and a 5-year CD. Or you might buy a 3-month ...