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Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what actually happens behind the scenes.

Remember back in the day when you wrote a check and you could count on at least a few days before it was cleared by your bank? That "float" bought you time to deposit a check to cover funds for one ...

The first two of the nation’s 10 largest banks announced this week that they have gone live with an electronic check-image exchange process that is estimated to someday save the banking industry ...

Knowing when money will be credited to your checking or savings account is key for financial planning. While some factors may delay the process, most checks clear within one to two business days.