Discover how consensual, statutory, and judgment liens affect your credit. Learn which liens are harmless and which can harm ...

A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

All three credit agencies will create a credit report for you -- but you may notice some differences across your reports. Here's why. Dan was a writer on CNET's How-To and Thought Leadership teams.

Negative items on your credit report, such as accounts in collection, damage your credit score. A pay for delete is one potential option that might help you remove that account from your credit ...

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

Credit One Bank reports that a survey reveals 50% of U.S. consumers misunderstand credit scores, impacting financial ...

Credit repair is the process of correcting errors on your credit report to improve your credit score. You can do it yourself ...

This post can help you get ARS off your case and your credit history. You’ll have some work to do — some letters to write and negotiation tactics to learn — but your hard work and tenacity will pay ...