Learn about automobile insurance, including its definition, factors affecting premiums, and coverage types. Find tips on how ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Learn how split limits in auto insurance define maximum payouts for bodily injury and property damage to better understand ...

Learn what a car insurance premium is, how it's calculated, and tips to reduce your costs. Discover ways to get the best car insurance rates.

If you don't drive a lot, you might want to consider pay-per-mile car insurance, which charges you a daily base rate plus a few cents for every mile you drive. Not all companies offer pay-per-mile ...

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John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Michelle is a lead editor at Forbes Advisor. She ...