Short-term medical disability insurance replaces a portion of your income if you are temporarily unable to work after a qualifying temporary illness or injury. Eligibility and coverage depend on your ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Do you have a financial plan if you're sidelined by illness or injury? According to the Social Security Administration, close to one in four 20-year-olds will face a disability that interferes with ...

Millions of Americans are unable to work each year because of illnesses or injuries. While you hope you are never a part of that statistic, you should review your insurance coverage to make sure you ...

SSDI provides financial assistance to people who can’t work due to a disability, but your condition has to qualify. Many, or all, of the products featured on this page are from our advertising ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

One of the toughest parts of growing older can be seeing the person you've spent your life with get to the point where they need long-term care. This can be made even more difficult if there is a ...

Getting older is a reality of life. And aging will come with costs, both during your life and after you have died. Fortunately, there are ways to prepare for these costs in advance so that you can ...

Critical illness (CI) insurance pays a lump sum if a person is diagnosed with a serious medical condition. It can cover medical and everyday costs not covered by their regular health plan. With CI ...

The employee submitted a claim to Canada Life in November of 2024 for long-term disability benefits, contending she was ...