The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Buying a house is a big investment. To protect your new home, it is important to get homeowners insurance. Basic insurance policies cover your home and your belongings against damage and destruction ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping ...

A resident makes repairs on his trailer home at Briny Breezes. If you’re one of the many Floridians shopping for a new home insurance policy during Florida’s insurance crisis, you need to know a few ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

When choosing between types of homeowners insurance, you’ll want to consider your home’s value and structure, as well as your budget. With a little homework, you could have the right policy for you in ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

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With 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in ...