On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

To estimate your home insurance premium, start by considering where you live and how much coverage you need. Many, or all, of the products featured on this page are from our advertising partners who ...

We estimated quotes using four homeowner profiles with various coverage amounts for dwelling, personal property, liability, other structures and more. We also varied the credit scores, the year the ...

State Farm’s default coverage is more generous than Allstate’s, but Allstate offers more discounts. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Leslie Ventura is an award-winning journalist from Las Vegas, currently living in Chicago, IL. With more than 10 years of professional writing experience, she has covered everything from arts and ...

Homeowners insurance costs increased by nearly 11% between 2021 and 2022 according to private banking firm S&P Global, joining the list of necessary services hit by inflation. Many homeowners will see ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

When Joy Sharp built a new home in the small coastal community of Wilmington, North Carolina, about eight years ago, her homeowners insurance cost was a relatively modest $1,400. That was then. Now, ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

The home insurance industry is being put to the test, facing numerous challenges over the past several years. Increasing repair costs, a substantial labor shortage, inflation and major weather events ...

High home insurance rates are straining Americans' budgets as they enter 2026. A new survey from Insurify found that 59% of policyholders said their costs increased last year, and 57% have made ...