Homeowners in the U.S. pay an average rate of $2,230 per year for $300,000 in dwelling coverage (as of July 2024). But how is home insurance calculated? And how can you estimate homeowners insurance ...

If you own a home or business, the highest regular costs of property ownership after your mortgage loan are likely to be property tax and the property insurance that protects your investment. Estimate ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Homeowners and car owners have at least one thing in common — rising insurance premiums. Auto insurance has gone up more than 11% in 2025, according to data from the U.S. Bureau of Labor Statistics, ...

Home inspections are not always required to buy homeowners insurance. Insurance companies decide on a case-by-case basis. If your house is more than 25 years old and hasn't been inspected recently, ...