Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. It comes as no surprise that if you plan on purchasing a house, you’ll ...

The insurance industry is reacting to natural disasters by raising rates, reducing coverage and exiting some markets entirely. By Ronda Kaysen In 2016, when Shawn Loht bought his house near New ...

The number of American homeowners without insurance has jumped to 12% from 5% in 2019. The spike in uninsured homes is being driven by a dramatic rise in the cost of coverage. Higher premiums are ...

More than 6 million homeowners nationwide – including a large number of Native American, Hispanic and Black homeowners – do not carry homeowners insurance, putting them at extreme risk in the event of ...