Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...

Home insurance prices jumped 19%, or on average of $273 per policy, last year. The two main reasons are rising costs for homebuilding and repairs, and the weather. The states with the highest home ...

In late 2025, Insure.com surveyed more than 2,000 insurance consumers through an independent research firm, Dynata. Customers named their insurer and rated it on satisfaction, ease of service, policy ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Increasing homeowners insurance costs have become a harsh reality across America, with premiums rising an average of 33% since 2020, according to joint research from the University of Pennsylvania’s ...

The average annual rate for homeowners insurance increased by nearly 20% between 2021 and 2023, according to Insurify. Auto insurance premiums are up 16.5% in the last year, according to the Bureau of ...

Auto and homeowners insurance rates have surged this year. For motor vehicle insurance alone, we've seen an average premium increase of 12.7% from 2023 to 2024, according to the November Consumer ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...