CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.
Wildfire seasons are now long enough, and destructive enough, that your home’s insurability has become a core part of your ...
Whether termed “climate change” or “extreme weather,” an increasingly unstable environment is damaging homes and other property at an accelerating pace faster than observed in decades. The magnitude ...
Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium ...
Anyone who is — or is looking to be — a homeowner in California knows that insurance in our state is “a situation.” Nestled between restrictive state regulations, rising building costs, and natural ...