Hazard insurance is the part of your homeowners insurance policy that covers the structure of your home from common perils, such as fire, vandalism and theft. If one of these perils causes damage to ...

Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance agents ...

Business hazard insurance can help you repair or replace damaged property. Costs vary from business to business. Many, or all, of the products featured on this page are from our advertising partners ...

In insurance, a peril has a very particular meaning: a specific cause of damage or injury. Insurance policies exist to cover you against certain perils, such as fire, wind and theft. However, some ...

Anyone who has taken out a home mortgage knows that one of the borrower’s key responsibilities is to pay hazard insurance premiums on the property and not let the policy lapse. But are you aware that ...

Discover how named perils insurance coverage protects your property against specific hazards or events and when to consider ...

Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than ...