Guaranteed life insurance — also known as guaranteed issue or guaranteed acceptance life insurance — is a type of insurance policy you may qualify for regardless of your health status. It enables senior citizens and others with serious illnesses to ...

Dear Toni: I have decided to retire when I turn 65 in February and need to enroll in Medicare Parts A and B. My husband, Harry, is 74, and he enrolled in Parts A and B when he turned 65, remaining on my employer benefits with health issues. The office ...

The phrase “guaranteed issue rights” refers to circumstances outside the open enrollment period when Medigap insurers cannot deny coverage based on a person’s age, gender, health condition, or preexisting conditions. Also known as Medicare supplement ...

Legislation introduced on July 24 by Rep. Mike Pence (R-Indiana) would lift from the Health Insurance Portability and Accountability Act (HIPAA) a “guaranteed issue”mandate that requires insurance companies offering coverage in the small group market ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first became interested in personal finance after paying of..

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it’s time to replace it.

I have decided to retire when I turn 65 in February and need to enroll in Medicare Parts A and B. My husband, Harry, is 74 and he enrolled in Medicare Parts A and B when he turned 65, remaining on my employer benefits with health issues. His primary doctor ...