Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

See New York Life's financial strength and history of dividends.

Ask someone why they're investing for retirement, and they'll usually give two answers: to cover post-retirement living expenses and to help provide for a spouse after they're gone. But what if "gone" ...

The amount of taxes, fees and expenses a family may have to pay when a loved one dies are often underestimated. That can ...

Best for payment flexibility: Guardian Life. Best customer experience: Northwestern Mutual. Best for coverage flexibility: USAA. Best for burial insurance: AARP/New York Life. The cost of life ...

MassMutual provides several types of life insurance, including a high-performing, dividend-earning whole life product, but some buyers might see higher-than-average rates for term coverage ...

A $250,000 life insurance policy with a 10-year term costs an average of $105 per year for a healthy 30-year-old. Buying life insurance at a younger age can reduce how much you pay for a $250,000 ...

Casey Bond is a seasoned personal finance writer and editor. In addition to Forbes, her work has appeared on HuffPost, Business Insider, Yahoo! Finance, MSN, The Motley Fool, U.S. News & World Report, ...

Cashing out on a good life insurance policy is a big deal. Doing so generally decreases the death benefit offered by a policy. Typically, people choose to cash out when they have few, if any, other ...

Life insurance is an essential financial tool that provides protection and financial security to your loved ones in case of your death. By purchasing this type of policy, you're ensuring that your ...

It was a good year for life insurance sales. But problems with indexed universal life overshadowed some of that good news.

An untold number of life insurance policies worth millions of dollars go unclaimed every year because loved ones either fail to file a claim or the policy itself is lost or forgotten. When a family ...