GOBankingRates on MSN
Best CD rates today: January 8, 2026 — earn up to 5.11% APY
The best CD rates today go up to 5.11% APY. Lock in a high rate now to grow your savings before the next Fed rate drop cuts ...
Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled ...
Interest rates for certificates of deposit have soared in recent years along with rates for savings accounts, mortgages and other financial products. But not all CDs are created equal. Some offer low ...
If you've been looking for a safe, simple way to earn hefty returns on your savings, you may have considered opening a certificate of deposit (CD) in recent months. After all, while CD rates aren't as ...
Money on MSN
Best banks for CD rates for January 2026
Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...
Average yields for 12-month certificates of deposit are down 6 basis points over the past year to 1.76%, according to the latest government data. Despite their average decline, however, WalletHub ...
It’s still a good time to earn a great return on a certificate of deposit, just don’t wait to take action. After declining in 2024 as the Federal Reserve cut rates, average CD yields have stabilized ...
Every CD listed below comes from an FDIC-insured bank, so your deposits are protected up to $250,000. The best choice depends on two things -- how much you plan to invest and how long you can leave it ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...
The Federal Reserve announced that it's holding interest rates steady after yesterday's policy meeting while also signaling up to two rate cuts later this year, giving savvy savers a strategic window ...
High-yield savings accounts have historically offered savers two primary benefits – an elevated rate of return on their money and the flexibility to bank as they would with a traditional account.
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