Dave Ramsey has a simple formula for paying off debt, and it will cost you nothing. The hope is that by creating a realistic budget, you can immediately start knocking out your debt. If you can use ...

Americans suffer high amounts of consumer debt, primarily revolving credit card debt. In February 2025, the average credit card debt per American was $6,455, up $194 from a year ago. However, that ...

Getting out of debt is one of the most challenging obstacles when it comes to personal freedom. Debt can be a cruel taskmaster, taking any spare money that you happen to have, and sometimes taking the ...

Getting rid of debt is a goal many Americans have. Not only does eliminating debt improve your financial health, but it is also likely to have a positive impact on your mental health. Assessing your ...

Getting out of debt can be challenging and complex. Short of making minimum payments to chip away at your credit card bills or earning extra money through a side gig, just how do you avoid the dreaded ...

Many people struggle with debt. And thanks to high interest rates, rising costs of living, and other challenging financial conditions, that debt can be particularly hard to get out of these days.

For retirees relying on Social Security, any amount of debt can feel like a heavy weight that can't be managed over the long term. These retirement benefits are designed to cover basic living expenses ...

Most financial advice tells you to contribute to your 401(k) no matter what, especially when your employer offers matching. Dave Ramsey disagrees. The bestselling personal finance author believes if ...

MEMPHIS, Tenn. - Americans owe more than one trillion dollars of credit card debt. Memphis is home to the highest rate of severe credit card delinquency among young adults, according to Federal ...

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