To pay off debt, you need to know how much you owe, how much you’re spending and where you can cut costs. The debt avalanche and snowball methods are popular debt repayment strategies. A debt ...

With average credit card interest rates topping 22%, many consumers have found themselves deeper and deeper in debt.

Getting out of debt can be challenging and complex. Short of making minimum payments to chip away at your credit card bills or earning extra money through a side gig, just how do you avoid the dreaded ...

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As I always say, living on a written, monthly budget is a key factor in getting out of debt, staying out of debt and saving money. As for a “unique” step we took to save money — maybe it wasn’t that ...

THERE is no complicated formula for getting out of debt. The principle is simple: you must consistently spend less than you earn. That’s it. No shortcuts, no hacks, no secret system. Knowing this ...

Getting out of debt isn’t easy — especially after a job loss. Credit card balances can balloon fast once income dries up, and even small expenses start piling on interest. Sometimes, credit card ...

Wescom Financial is based in Pasadena. (Photo by David Sprague) As we approach the one-year mark of the January wildfires which burned through 50,000 acres, destroyed 16,000 structures and killed more ...

People can feel a lot of shame about being in credit card debt. They think it means they're bad with money. That it's something to avoid, or a burden they can never pay off. But for financial educator ...

MEMPHIS, Tenn. - Americans owe more than one trillion dollars of credit card debt. Memphis is home to the highest rate of severe credit card delinquency among young adults, according to Federal ...