If you've been watching your credit card balance creep higher each month, you're certainly not alone. Americans are now carrying over $1.23 trillion in credit card debt, and with average credit card ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

A credit card allows you to borrow money to buy things. That can come with costs (interest and fees) and benefits (rewards, credit-building). Many or all of the products on this page are from partners ...

A wallet-free lifestyle relying on your phone is attainable, but it requires preparation and some compromise. By Brian X. Chen and Yiwen Lu Brian X. Chen is The Times’s personal tech columnist, and ...